Show sellers you're serious
A Decision in principle (DIP) is a certificate showing what you can borrow. It shows estate agents and sellers that you’re ready to buy, and in a position to do it.
A DIP adds more credibility to any offers you make, too. That’s because it reassures sellers that you can actually afford the offer you’re making it also shows a credit check and brief look into your finances has been done
A DIP is something that gives you a bit more certainty, and is part of the application process, after you have been approved by a Lender for a DIP its then an even shorter step to your Application
Your home-buying journey:
Find a property you like and make an offer
When it’s time to buy, you’ll have to make an offer and negotiate on the price.
Do the legal work & buying admin
You’ll need to hire a solicitor or conveyancer before you buy. Their job is to do all the legal work you need to buy.
Get your decision in principle
Use this to show estate agents you’re a serious buyer.
Go for the Application
After we have a Decision with a lender that suits you. We can then submit the application on your behalf.
Exchange, complete & get the keys
It's time to move in!
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