Mortgages Explained

Mortgages can be complicated. So we’re making them simple. Whether you’re a first-time buyer or a longtime landlord, here’s everything you need to know, in plain old English that is relatively jargon-free.

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I’m a first-time buyer: can I get a buy-to-let mortgage?

The simple answer is yes – but with caveats. It’s a good idea to speak to a broker to see what’s the best thing for you to do. Many...

Turning your residential mortgage into buy-to-let

If you decide to rent out the property you’re living in to someone else, you’ll have to switch your standard residential mortgage to a...

Remortgaging your buy-to-let loan

You might want to save money with a better rate. Or borrow more money to buy another property. Either way, remortgaging your buy-to-let...

Applying for your buy-to-let mortgage: what lenders look for

As well as finding a deposit and proving your property is rentable, lenders will ask you for information about you and the property...

What deposit do I need for a buy-to-let mortgage?

Usually, you’ll need a minimum of 25% deposit on your buy-to-let mortgage. Any less and you end up with a limited choice of lenders and...

How is buy-to-let different from a regular mortgage?

Buy-to-let and standard mortgages are similar in lots of ways. For both, lenders want to see evidence their money will be paid back. But...

Buy-to-let mortgages: an introduction

A buy-to-let mortgage is a mortgage for a property you’re renting to someone else, rather than living in yourself. If you rent out your...

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Mortgages Explained

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